Prairieville Uninsured Motorist Lawyer

Uninsured Motorist Attorney In Prairieville, LA

Navigating the aftermath of a motor vehicle accident can be complicated, especially if one or both parties are uninsured. A Prairieville uninsured motorist lawyer can help you with your claim.

Louisiana’s uninsured motorist laws exist to protect insured parties and stop uninsured drivers from taking advantage of a system to which they don’t contribute. If you’re in an accident and the at-fault party doesn’t have insurance, you can still recover damages for your losses with the help of a Prairieville personal injury lawyer.

The knowledgeable legal team at Gauthier Amedee brings over five decades of experience rooted in Louisiana personal injury law. You can expect to handle litigation through the 23rd Judicial District Court in Ascension Parish if you’re in an accident in Prairieville or surrounding areas.

Louisiana Uninsured Motorist Laws

Louisiana has some of the most dangerous roads in the country. Additionally, studies have revealed that 11.7 percent of drivers in Louisiana in 2023 drove uninsured. This can lead to a lot of issues on the road.

For this reason, Louisiana requires insurers to offer uninsured motorist/underinsured motorist (UM/UIM) coverage. Uninsured motorist accidents can leave injured parties facing serious losses and navigating a lengthy claims process.

If you’re in an accident where the at-fault party cannot cover the damages, you can turn to your auto insurance policy for compensation. It’s wise to hire a Prairieville personal injury lawyer to help you file your claim.

You can recover economic and non-economic damages through your own insurance coverage, including:

• Lost wages
• Medical bills
• Pain and suffering

It’s still possible to file a claim against the at-fault party, but it’s likely going to be more difficult to recover compensation directly from the source. If they lack insurance, they also likely lack personal assets to cover the losses.

Louisiana has significantly higher auto insurance rates than the rest of the country. The average policy in 2020 was $1,684.86, compared to the national average of $1,176.81. Even with such high premiums, filing a claim isn’t automatically going to result in fair compensation.

Even your own insurance provider is going to be focused on saving as much money as possible. You can expect them to use any information they’re given to calculate a low settlement that covers the bare minimum of your losses.

Why Hire an Uninsured Motorist Lawyer After an Accident in Prairieville?

If you’re in an accident in Livingston Parish, you can count on a Prairieville personal injury lawyer from Gauthier Amedee to see you through your case. Over our 50+ years in business, our firm has recovered millions for our clients.* We’ve also earned:

• 10.0 Avvo rating
• American Association for Justice membership
• LSU One Hundred for Fastest Growing Tiger Businesses
• Million Dollar Advocates Forum
• Multi-Million Dollar Advocates Forum**

Whether it’s negotiating with insurance adjusters or navigating litigation through the 23rd Judicial District Court, we’re the team for the job.

FAQs

How Do I Recover Damages After an Accident in Prairieville If the At-Fault Party Is Uninsured?

To recover damages after an accident in Prairieville, you might struggle if the at-fault party is uninsured. For starters, your own UM/UIM coverage or general collision coverage may cover losses related to bodily injuries and property damage.

You can also still pursue legal action against the uninsured party, but it’s likely going to be harder to secure a settlement if they don’t have the means to pay it.

Is Auto Insurance Legally Required in Louisiana?

Yes, auto insurance is legally required in Louisiana. Louisiana’s minimum liability insurance limits are 15/30/25. This covers $15,000 for bodily injury to one person, $30,000 for bodily injury to multiple people, and $25,000 for property damage.

Drivers can be penalized for driving without insurance. Potential consequences include:

• Fines
• Driver’s license suspension
• License plate confiscation
• Registration revocation
• Vehicle impoundment

Uninsured drivers also can’t recover damages after an accident up to a certain threshold.

Are Uninsured Drivers in Louisiana Automatically At Fault in a Motor Vehicle Accident?

No, uninsured drivers in Louisiana are not automatically at fault in a motor vehicle accident. Louisiana operates under a modified comparative fault law, which determines fault based on whose actions or negligence caused the crash.

If a driver with insurance is at fault but the injured party is uninsured, the injured party is unable to recover damages up to a certain amount. They can still be penalized for driving without insurance, even if they’re not at fault for the accident.

How Much Does It Cost to Hire an Uninsured Motorist Lawyer in Prairieville?

The cost to hire an uninsured motorist lawyer in Prairieville ultimately depends on the compensation you recover. You can typically expect a Prairieville personal injury lawyer to charge a contingency fee, which is collected as a percentage of your total settlement.

If you’re unable to recover damages for your losses, you typically don’t have to pay anything out of pocket. You can typically discuss specific price points for services with an attorney before you commit to hiring them.

Talk to a Prairieville Uninsured Motorist Lawyer About Your Recovery Options

In the wake of a motor vehicle accident, it’s wise to contact a Prairieville personal injury lawyer. This is especially true if you’re navigating an accident involving an uninsured driver.

Louisiana has strict laws in place about auto insurance, but that doesn’t mean everyone follows the rules. If you’re in an accident with an uninsured motorist, it’s wise to contact an attorney to help you figure out your next move.

Our Prairieville uninsured motorist attorneys understand how much is at stake when you don’t have a clear path to recovery. We’re dedicated to helping make our clients whole again with a personalized solution based on the facts of each case.

If you want to talk to a lawyer about your case, look no further than Southeast Louisiana’s Go2Lawyers. Contact the office to set up an initial meeting with a trusted attorney. We’re located nearby in Gonzales and in downtown Baton Rouge when you’re ready to get started.

*Past results do not guarantee a similar outcome. Every case is different and must be evaluated on its own merits.

**Awards and recognition are not guarantees of future results. Selection criteria vary by organization.