French Settlement Uninsured Motorist Accident Lawyer

Uninsured Motorist Accident Attorney In French Settlement, LA

Navigating the aftermath of a traffic accident is complicated enough without insurance issues. A French Settlement uninsured motorist accident lawyer can help you understand Louisiana’s insurance laws and personal injury laws. They can also represent you throughout the claims process.

If you’re in an accident with an uninsured motorist, it can be even more difficult to recover fair compensation for your losses. That said, it’s not impossible. A French Settlement personal injury lawyer is committed to helping make you whole again after your accident.

Gauthier Amedee is a local Louisiana law firm that understands the ins and outs of accident claims. We can negotiate with difficult insurance adjusters and navigate matters through the 21st Judicial District Court in Livingston Parish.

Filing an Uninsured Motorist Accident Claim in French Settlement

When you’re involved in a traffic accident with any type of vehicle, you’re often able to identify the at-fault party, exchange information, and recover damages from them through their insurance policy.

When a driver is uninsured, matters become more complicated. Uninsured motorist accidents are not uncommon. It’s estimated that 11.7 percent of Louisiana drivers are uninsured. If you’re involved in a crash with an uninsured motorist, you still have the right to compensation for your losses.

If you’re facing serious losses after an uninsured motorist accident, hire a French Settlement personal injury lawyer to help you recover fair compensation.

A Local French Settlement Uninsured Motorist Accident Lawyer You Can Trust

Navigating an uninsured motorist claim requires working knowledge of Louisiana’s insurance rules and personal injury laws. This can be a lot to take on as you’re recovering from your injuries and figuring out your other losses.

Louisiana has the highest auto insurance rates in the nation. The average policy in 2020 was $1,684.86, compared to the national average of $1,176.81.

You can’t even fully trust your own insurance provider when it comes to reporting an accident. When it comes to insurers, their bottom line is saving money. You can expect them to use every bit of information you provide to reach a minimum settlement offer.

That’s where Gauthier Amedee comes in. As your Go2Lawyers for Louisiana personal injury cases, we’re familiar with tactics used by insurance companies and know how to advocate for your fair compensation in and out of the courtroom. Over our 50+ years in business, we’ve recovered millions for our clients, including a seven-figure car accident settlement.*

When you choose us as your French Settlement personal injury lawyers, you’re choosing a team with a great reputation and the following awards:

• 10.0 Avvo rating
• American Association for Justice
• LSU One Hundred for Fastest Growing Tiger Businesses
• Million Dollar Advocates Forum
• Multi-Million Dollar Advocates Forum**

FAQs

How Does Uninsured Motorist Coverage Work in Louisiana?

Uninsured motorist coverage works in Louisiana by protecting drivers involved in accidents with parties that don’t have insurance, lack the proper coverage, or simply flee the scene. Louisiana insurers are legally required to offer uninsured and underinsured motorist coverage, though you can choose to reject it or reduce the amount.

This coverage helps cover the injured parties’ economic and non-economic losses when they can’t file against the at-fault party directly. This includes lost wages, medical bills, and pain and suffering.

What Happens If an Uninsured Driver Gets Hit by an Insured Driver in French Settlement?

If an uninsured driver gets hit by an insured driver in French Settlement, it is dictated by Louisiana’s no-pay, no-play rule. Under Louisiana law, uninsured parties are not eligible to file a claim to recover damages up to a certain amount if they’re involved in an accident.

If their losses exceed those thresholds, it may be possible to file a claim against the at-fault driver. The uninsured driver may also face penalties for driving without insurance.

What Happens If an Insured Driver Gets Hit by an Uninsured Driver in French Settlement?

If an insured driver gets hit by an uninsured driver in French Settlement, they must rely on their own UM/UIM coverage or collision coverage. This doesn’t mean uninsured parties are off the hook. They can still face penalties for driving uninsured.

It’s also still possible to file a claim against the uninsured party, but collecting a fair settlement is going to be difficult if they don’t have the money or lack personal assets.

What Recently Changed with Louisiana’s No Pay, No Play Rule?

What recently changed with Louisiana’s no pay, no play rule is the minimum threshold for recovering damages after a motor vehicle accident. Under Louisiana’s updated no pay, no play laws, uninsured parties are barred from recovering the first $100,000 in bodily injury damages and property damages.

This is significantly higher than the previous limits. The goal in strengthening these laws is to encourage drivers to obtain the proper insurance before getting behind the wheel.

Hire an Uninsured Motorist Accident Lawyer to Discuss Your Recovery Options in French Settlement

If you’re injured in an accident with an uninsured motorist, it’s important that you take time to gather evidence and protect yourself as thoroughly as possible. It’s highly recommended that you hire an uninsured motorist accident lawyer as soon as possible to help you understand your recovery options and to form a strategy that gets you full compensation.

Our experienced legal team at Gauthier Amedee brings over five decades of experience to the table, handling complex personal injury claims. We know these roads and the rules that dictate the drivers on them.

Moreover, we know how to communicate with state insurance companies and combat the tactics they often use to minimize payouts. If it comes down to it, we’re also comfortable handling cases through the 21st Judicial District Court.

Gauthier Amedee is a local law firm you can trust. We serve our clients throughout southeast Louisiana from two convenient locations.

You can find us nearby in Gonzales and in downtown Baton Rouge. If you’re ready to discuss your case with a lawyer, reach out to schedule an appointment with a member of the team today.

*Past results do not guarantee a similar outcome. Every case is different and must be evaluated on its own merits.

**Awards and recognition are not guarantees of future results. Selection criteria vary by organization.